Retirement Staking Plan

The Retirement Staking plan is freely available on the internet and was devised by Barry Hughes, the Logic behind the plan is sound and definitely has a safety first approach.

 

The rules of the Retirement Staking Plan are a little complex and appeals most to those who prefer to have one bet a day.

 

There is advice on this site on how to calculate the size of your bank that would best fit the range of odds you target the most.

 

Lets say the average odds of your bets are 3/1 (Barry Hughes stipulates averaging the your last 20 winners)

The first step of the Retirement Staking Plan is calculating a Divisor.

 

The Divisor is obtained by multiplying your average odds by 2, so in this case your Divisor would be 6.

 

Step 2 is setting a starting stake which is set at 1% of your bank, calculating the size of your bank in relation to your average odds, in this case its 3/1 would

Require a bank of 320 points.

One percent would give us a starting stake of 3.2 points rounded down to 3 points for ease of use.

 

Step 3 in the process is forming a Target, the target is obtained by multiplying the Stake by the Divisor (3x6= 18)

 

 

Result	Divisor	Target	Bet	Profit	Loss	Bank
	6	18	3			320

 

 

The Divisor is a built-in safety devise which is why the Retirement Staking Plan is one of the most sensible staking methods around.

Upon encountering a losing run of 6 you then add 1 to the divisor, this has an effect of halting the rising of stakes when a poor run of results come along.

 

Losses are added to the target and the new stake is reached by the same process of dividing the new target by the current divisor.

 

Below is a working example where stakes are rounded to the nearest half point.

 

 

Result	Divisor	Target	Bet	Profit	Loss	Bank
Lost	6	18	3		3	317
Lost	6	21	3.5		3.5	313.5
Lost	6	24.5	4		4	309.5
Lost	6	28.5	5		5	304.5
Lost	6	33.5	5.5		5.5	299
Lost	6	39	6.5		6.5	292.5
Lost	7	45.5	6.5		6.5	286
Won 4/1	8	52	6.5	26		312
Lost	6	26	4.5		4.5	316.5
Won 3/1	6	30.5	5	15		331.5
	6	15.5	3

 

 

With a winner at 4/1 you then go back to where the current bank is closest to previous value, in this case it is the second bet of the sequence

with the bank at 313.5.

 

If a further 5 losers occurred you would then add a point to each divisor until a winner came along or if a winner was backed, but you found that going back to where the nearest value of the bank matched with a divisor over six then you would add a point to the divisor straight away until a winner came along.

 

 

Result	Divisor	Target	Bet	Profit	Loss	Bank
Lost	6	18	3		3	317
Lost	6	21	3.5		3.5	313.5
Lost	6	24.5	4		4	309.5
Lost	6	28.5	5		5	304.5
Lost	6	33.5	5.5		5.5	299
Lost	6	39	6.5		6.5	292.5
Lost	7	45.5	6.5		6.5	286
Won 2/1	8	52	6.5	16		302
Lost	6	36	6		6	296
Lost	6	42	7		7	289
Lost	6	49	8		8	281
Won 4/1	7	57	8	32		315
Lost	6	25	4		4	319
Won 3/1	6	29	5	15		334

 

 

As you can see, 11 losers and 3 winners resulting in a level stake loss but the Retirement Staking Plan is showing a profit.

 

Another safety feature built into the plan is that every time the bank increases in size by 2% add 1% to your target.

With a small starting bank like the one above, 1% of 18 points is a very small rise but add it on anyway, it will build over time!

 

The is a very safe staking plan.

 

 

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